Why ZYNLO Savings Goals Work — and How They Help You Save Smarter
Saving money is something most people want to do, but without a clear plan, it’s easy for good intentions to fall apart. That’s where ZYNLO savings goals make a real difference.
By turning abstract ideas like “I should save more” into personalized, visual goals, ZYNLO helps people build better habits and make consistent progress toward the things that matter most — all inside a single high‑yield savings account+ designed to grow with you.
Whether you’re saving for a vacation, a new car, or simply peace of mind, goal‑based saving helps you stay focused, feel confident, and make steady progress.
Saving Is Easier When Your Money Has a Purpose
One of the biggest reasons savings goals work is simple: people are more motivated when they know what they’re saving for.
Instead of one general savings balance, ZYNLO lets you create specific goals tied to real‑life moments — like a summer getaway, an emergency fund, or a down payment on a car. When your savings has a name and a purpose, it feels less like money you could spend and more like money that’s already spoken for.
That mental shift makes it easier to stay consistent and avoid dipping into savings for everyday expenses.
Automation Helps Savings Grow in the Background
Consistency is the key to growing your savings, and automation makes consistency easier.
With ZYNLO, you can put your savings goals on autopilot using tools that move money automatically — so your savings keeps growing even when life gets busy.
When you set up your goals, you can choose a preferred automation tool:
- Round Up: Save your change by rounding up debit card purchases
- Recurring Transfer: Automatically save by choosing how much and how often
- % of Any Deposit: Set aside a portion of each deposit for your goal
You can also make one‑time deposits whenever you want. But for many people, automation is what turns saving from something they intend to do into something that just happens.
For example, setting aside $20 a week toward a $1,000 vacation goal breaks a big number into a habit you barely notice — and one that adds up faster than you might expect.
Visual Progress Keeps Motivation High
ZYNLO’s goal‑based savings tools make progress visible, which is a powerful motivator. Watching your savings grow toward a clearly defined goal can be just as rewarding as reaching the finish line itself.
Instead of wondering if you’re making progress, you can see it — reinforcing positive behavior and encouraging you to keep going.
Multiple Goals All in One Savings Account
ZYNLO savings goals don’t require opening multiple accounts or moving money around. Your goals live within your existing Tomorrow Savings Account+, so your entire balance continues to earn the same competitive high‑yield rate, even while your money is organized by purpose.
The Bottom Line
ZYNLO savings goals work because they combine clarity, motivation, and smart tools into one simple experience. By personalizing savings for specific goals, ZYNLO helps you stay focused, build better habits, and make steady progress over time.
Saving doesn’t have to feel overwhelming. With the right goals and the right tools, it can feel empowering — and even a little exciting. Watch the video below to see how easy it is to use ZYNLO savings goals!
Frequently Asked Questions
How do I set up savings goals?
Set up savings goals within online banking when you open a Tomorrow Savings Account+. Watch the video to learn more!
Are savings goals separate savings accounts?
No, each savings goal is not a separate savings account. ZYNLO savings goals are goal‑based folders that live within your existing ZYNLO Tomorrow Savings Account+, not individual accounts of their own. This means all your money stays in one savings account while still being organized by purpose, such as a vacation, new car, or emergency fund.
What happens when I complete the savings goal?
Once you finish your savings goal, you can keep adding to it and go beyond the goal. Or you can withdraw the savings goal and move the money to your More Spending Account*.
+Tomorrow Savings Account: There is no minimum deposit required to open this account. The minimum balance to earn the Annual Percentage Yield (APY) is $0.01. APY is subject to change without notice. Fees may reduce earnings on an account. There is no monthly maintenance service charge, regardless of your balance. Competitive rates are reviewed periodically. See current rates here.
*More Spending Account: There is no minimum deposit required to open this account. The minimum balance to earn the Annual Percentage Yield (APY) is $0.01. APY s subject to change without notice. Fees may reduce earnings on an account. There is no monthly maintenance service charge, regardless of your balance. Competitive rates are reviewed periodically. See current rates here.
